Group Health

Group Health Getting ready to offer benefits such as health care to your employees but you’re not sure how to go find out what carriers and plans are right for your company? Inspire Insurance Agency will provide a detailed analysis of the different carriers and plans regardless of your company size.

For many employers, group health insurance is perhaps the most important fringe benefit they offer because its advantageous tax-wise to both employers and employees. Employers benefit because they get a tax deduction for offering coverage. Employees benefit because compensation their employers provide them with to meet premiums is untaxed.

Group health insurance is essentially insurance provided to members of a group at a discounted rate by insurers. The insurers are able to provide this coverage at a discount because they're taking on a pool of insureds that they can spread the risk out among.